It is next to impossible to teach someone who is unwilling to learn. I have someone in my life that is this way about money as well as many other “new” ideas. Who it is, is irrelevant and for this piece we will call the person JD for John/Jane Doe.

JD always seems to be stuck in this rut and can never seem get ahead. When you ask JD why, JD will always have an excuse for being in the rut and will come up with every excuse not to get out of the rut. Don’t get get me wrong, JD loves the idea of getting out of the rut, but is unwilling to do the work it takes to get out of the rut. I believe the mindset is that JD believes that the every day work, working multiple jobs, cleaning the house, taking care of the kids, etc. is enough and the money should just flow and the problems should just disappear.

The reality is that you have to think about this as being stuck in this massively deep hole in the ground. It is going to take a lot of work to first figure out how to get out and then following through and actually climbing your way to the top and out of the hole. If you continue to do what you have been doing you will never be able to climb out of that hole. You will sit there and wander around at the bottom of this hole waiting for someone to rescue you.

The reason I say that it is next to impossible to teach someone who is unwilling to learn is because like many people, JD is stuck in this hole waiting to be rescued. Even if I come along and drop a rope down for JD to climb up, it will not help. JD will start to climb, but quickly decide that the climb is still too hard and will expect to be pulled up rather than putting in the effort.

This is the same with money. Unless you are a one in a billion lottery winner or a trust fund baby, money is not just going to fall at your feet. You can be given the tools to become rich, but if you are unwilling to put them to use because it is too hard or too confusing, you will never become rich and you will stay in that rut the rest of your life.

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