It’s your fault!

This may offend some of you, but you will not hear an apology from me. I am sick of hearing people place blame onto others for things that happen in their lives. And if they cannot find a specific person to blame, they blame some vague concept or ideal like God or the Government for their problems. Most recently I have heard an amazing amount of blame placed on our Government, Banks, and Businesses for the loss of peoples homes and jobs. I will admit, they have played a part, but they are not the reason. You are! The government did not make you take out a mortgage you could not afford. And by afford I do not mean your credit score tells you that you can afford it.

Any time you take out a loan on something you cannot afford to pay cash for on the spot, you are putting yourself at the mercy of the bank, your employer and anyone else you depend on to pay that loan. When one of those people decide to tighten the screws and make it hard for you to pay your loan, it is still your fault. You signed the loan! The bank didn't force you into signing your mortgage and agreeing to the terms you can no longer meet. Your employer who fired you didn't sign your mortgage...

That brings me to my next point of all of the people crying about the job market and not being able to find jobs, or hold onto the jobs they have. Look around you, there are millions of others that are not having any troubles finding or keeping jobs. The problem is you, not the market! You did not make yourself valuable enough to hold on to. You decided to show up to work and be lazy, or unpleasant to deal with. You decided to get comfortable, stop learning, and stop trying to do more. You are the one who thought the company owed you something and forgot that you were there to server them and they only owed you the paycheck that you agreed to. "But Steve, I couldn't help it, the company completely closed down or laid off everyone." Stop crying about it and get out there and find something else. "But I can't find any jobs in my field." Oh man, the excuses pile on don't they! Get out there and learn a new skill, or lower your high, mighty, yet still unemployed standards and take a job that you feel is beneath you! I see help wanted signs every day at gas stations, grocery stores, fast food restaurants, and many other places so do not try tell me you cannot find a job.

There are very few circumstances where YOU are not to blame for what happened such as a natural disaster. However, you are to blame for how you deal with that disaster. Life can be hard and extremely painful at times, but you and only you can determine where you go from that point. Stop waiting for God, the Government, or someone other than yourself to come and save you. Stop complaining, making excuses and placing blame for why you can't. You do not inherently "deserve" anything in this life, you are born with no rights or freedoms. These are things you must work for and earn every day of your life.